Additional Insured Status Under Excess and Umbrella Policies

Blanket additional insured endorsements often require examination of a contract between the named insured and the purported additional insured, as many of these endorsements provide insured status contingent on the named insured being required by contract to add the person or entity as an additional insured to an insurance policy. As shown by a recent Court of Appeals decision in Washington, where additional insured status is sought under an excess or umbrella policy, this analysis should include the exact type of insurance required in the insured’s contract. Read the rest of the article here.

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